Are you not able to find out a reliable person to take your loan guarantee? Is your bad credit the main reason? Your reply is in ‘Yes’! Then the perfect solution is no guarantor loan. It is the short term personal loan that is mostly available for people with poor credit history. They usually struggle to arrange a trustworthy individual, who must have a good credit history or must be a homeowner. By considering that tricky scenario, direct lenders like TargetLoans have introduced such loan product.

The loans with no guarantor are best for the financial emergency because they save a lot of time of the borrowers from tedious application procedure. Applying for these loans for bad credit with no guarantor brings a lot of benefits for you, such as:

no guarantor loans

  • Instant loan approval
  • Avail loan responsibility on your own
  • No fear of breaking relations with your near ones
  • Best chance to improve your credit ratings

The best part of applying here is the opportunity for those with adverse credit scores. They also have a specialised lending product like very bad credit loans with no guarantor and no broker involved. Yes, we have a vast online presence and you can find us easily with no need for any ‘third party’.


Many people have the same question in their mind i.e. why to approach only direct lender? Well, not all the direct lenders in the UK are the answers to it but we are certainly the ideal marketplace to shop for no guarantor loans. We have the VARIETY and we have the VISION to serve your financial purposes. Among almost all the private lenders, we have been able to win the trust of a large number of people, in which many of them are still our existing borrowers.

The personalised deals on loans without guarantor have put us in the elite list of lenders that have more preference with more possibilities. Whether you are a tenant or homeowner, the loan benefits are equal to everyone because we have an unbiased lending approach.

Here are the possible reasons why you need a direct lender like us:

  • Flexible lending policy
  • Competitive APRs despite poor credit
  • Choice of choosing repayment plans
  • More chances of improving credit scores
  • No compulsory requirement of putting collateral


The vast use of the online process has made applying for the loans very easy. The prospective borrowers just have to open up their laptops or smartphones to apply here and they get loans for bad credit with no guarantor, no fees and on instant decision. Nothing will come in their way especially the loan obligations and they can easily get rid of financial issues quite early.

At TargetLoans, the loan approval comes within a few minutes because there is no paperwork and no faxing is required. However, it is expected from the borrowers that they will follow the loan procedure sincerely and give us all the genuine details. As you have a lot of expectations from us, we also have expectations from you.

The no need of a guarantor is itself the efficient way of getting the loans on instant decision. As far as the eligibility is concerned, it also helps in getting quick funding. The conditions generally include:

  • Borrowers have to be employed somewhere
  • Part-time income, if not full time, can also be accepted
  • Borrowers must be living in the UK for the last 7 years
  • Having a valid bank account is a must
  • Loans are not allowed for the minors, only above 18 persons can apply


Yes, they are. We provide bad credit loans with no guarantor and no credit check facility. It is the ideal way to secure necessary funds without wasting any time. We have to mention here is that these are the short term loans but can be used for both personal and business purposes. There are many business owners, who have also poor credit score and they struggle a lot to get the approval.

The advantage of ‘no credit check’ gives them a lifeline through which one can easily apply for loans without any fear of search footprint on to their credit profile. The further benefits will be:

  • This is a good option for the first time borrowers
  • Borrowers have the chance of improving their credit scores
  • Same day loan approval is well within the possibility

Note: TargetLoans has been a responsible direct lender in the UK. We feel important to mention here is that applying for these no credit check loans with no guarantors may attract slightly high -interest rates. However, the final decision will be taken only after discussing with the borrowers.


The answer is again ‘yes’. People with very poor credit scores often find themselves in such tough situations when they need financial assistance. Unlike mainstream lenders, we have opened our lending doors for these individuals as well. They may have adverse credit scores because of defaults, arrears, bankruptcy or CCJ, but we know that they can improve it with proper backing and that role is what we are playing. We have been known among the most preferred choices among very bad credit loans direct lenders in the UK.

When you have such really bad credit scores, you have nothing to lose but to gain everything. Our timely funding help will allow you to do so. Properly Use our flexible repayment terms and enhance your credit rating as soon as possible.

TargetLoans is an ideal lending hub where financial solutions exist in advance. You just have to show trust on us, inform us and allow us to accomplish your financial interests with personalised offers like very bad credit loans with no guarantor.

  • Transparent lending policy
  • Special festive discount on loan interest rates
  • Loan terms as per your recent financial situations
  • A complete financial assistance

Surely, you would like to have these features when you apply for no guarantor loans. Apply now and obtain each one of them.


Can I Get A Loan Without A Guarantor?

Yes, getting an approval on loan without a guarantor is easy because the direct lender brings flexible features to make the borrowing easy for them. A borrower does not have to rush to the doors of lenders because it access on online platform by filling an online application form. The lender also provides a borrower an approval on imperfect credit score under the borrowing of very bad credit loan with the feature of no guarantor.

Loans Without A Guarantor, Will I Be Approved?

If you are looking to avail the financial assistance of loans without a guarantor, then you have to prepare yourself with income prospects.  The document related to your income can help you to avail of even a bad credit loan from a direct lender. Therefore, you will be approved if you present your status as a trustworthy borrower by presenting all the documents in the first attempt.

How Can I Get A Loan Without A Credit Check?

There is a feature that direct lenders perform at the time of providing the approval, and that is no credit check feature. Under this function, you can get your loan approved of loans without a credit check. Therefore, you have to stand with good earning and your valid bank account to get approval on unsecured borrowing.

Do TargetLoans Offer No Guarantor Loans?

Yes, the Target Loans UK offers the borrowing of no guarantor because the lender requires serving every borrower. It understands every situation, and that is the reason which brings you to deal with the fact that it offers no guarantor loans, bad credit loans like that. By filling the online application form, you can get the funds depending on the income status.

Can An Unemployed Get A Loan With Bad Credit And No Guarantor Feature?

Even a jobless person can look for loans under unsecured borrowing. Not only that, they can provide both the feature of bad credit and no guarantor. It is because a person can present the required income, then getting approval can happen with ease. A person can also avail the option to consider very bad credit loans because that person can present income from rental property and other sources as well.

Can i Get A Loan With Very Bad Credit?

Yes, you can get the loan on bad credit score. It is because the lender has structured the single borrowing of bad credit loan where you can acquire the features of no guarantor. At the time of its process, the no credit check feature gives a lenient check on the score and gives you approval depending on the income.